Passion. Experience. Diligence.


Judith Havens, the founder of Havens LTC Billing Specialists, is regarded as a leading authority on third party billing regulations and procedures in Michigan. Judith has over thirty-five years of experience in the long-term industry. Ms. Havens was an admissions coordinator, administrator of a 152-bed nursing facility, Medicare/Medicaid coordinator and billing specialist. Judith established LTC Billing Specialists to help the skilled nursing industry deal efficiently with the complex and ever-changing billing environment.  Her vision, expertise and commitment are reflected in all service interactions. Choosing to specialize in a field means that you are completely devoted to it, that you will protect it as if it were your own. This is the advantage that sets us apart from other companies.

Havens LTC Billing Specialists was established in 1988 and has a record of integrity, accuracy and a commitment to our clients. With Judith and her staff of long term employees, LTC Billing Specialists brings an exceptional level of knowledge, dedication, passion and quality to provide solutions for your billing needs.


Get in touch

We at LTC Billing Specialists realize to represent you is a choice not to be taken lightly. That’s why we offer free consultations to walk you through your needs, the scope of your goals, and your budget.

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Our Team


General Manager

Elizabeth Mayernik

Elizabeth brings numerous years of billing experience to the company. Previously an office manager at a 120-bed non-profit skilled nursing facility, she knows the inside story of a facility's day to day operations. She is ready to assist your staff with financial solutions.  



Meet our Specialists


Medicare TEAM

Our dedicated Medicare billing team has over 22 years experience.  They take pride in their billing  accuracy and timely billing.

The Medicare billing team is well informed of Medicare regulations and guidelines.  They take care of keeping our clients informed of changes and resolving MSP claims and outstanding claims.



Medicaid TEAM

The Medicaid billing team are extremely  knowledgeable in billing Medicaid claims.  With over 18 years of Medicaid billing experience, the team is well qualified in Medicaid regulations.  



Auditing and coinsurance TEAM

LTC has auditors and coinsurance billers with 15 years of experience in processing routine claims and complex claims.  Our team will work on resolution of claims using their knowledge and expertise of billing.